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 <title>armlessbear.com - How to save a big chunk o&amp;#039; change - Comments</title>
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 <title>How to save a big chunk o&#039; change</title>
 <link>http://armlessbear.com/categories/house/how_save_big_chunk_o_change</link>
 <description>	&lt;p&gt;It wouldn&amp;#8217;t be news say that interest rates have been fluctuating.  We managed to get in on that crazy action and hit the elusive sweet spot: a good appraisal in a crappy market &lt;span class=&quot;caps&quot;&gt;AND&lt;/span&gt; a kick-ass interest rate.&lt;/p&gt;

	&lt;p&gt;Today we signed our mortgage papers on a refinance that will theoretically put us out of primary mortgage debt by the time Adam graduates from high school.&lt;/p&gt;

	&lt;p&gt;It also marks the first time I&amp;#8217;ve ever realistically planned this far in the future.  It is a little unsettling to realize that in 2023 I&amp;#8217;ll be&amp;#8230;(I had to do some math) I&amp;#8217;ll be old.  oy vey!&lt;/p&gt;

	&lt;p&gt;I can&amp;#8217;t even see the grown-up in the pre-schooler, but in 15 years he&amp;#8217;ll be there.  As my mortgage shrinks, my son will grow and grow and grow, potentially up to 6&amp;#8217;4 (so say the growth chart calculators).&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://armlessbear.com/categories/house/how_save_big_chunk_o_change&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://armlessbear.com/categories/house/how_save_big_chunk_o_change#comments</comments>
 <category domain="http://armlessbear.com/categories/house">House</category>
 <pubDate>Thu, 07 Feb 2008 21:39:27 -0800</pubDate>
 <dc:creator>kirstin</dc:creator>
 <guid isPermaLink="false">425 at http://armlessbear.com</guid>
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